As a dedicated Certified Reverse Mortgage Professional, Christina Harmes does reverse mortgages all day, every day. Christina has been a top producer of reverse mortgages for many years. She has over 20 years of experience in Real Estate, Mortgage Lending, and for the last 10 years, has been dedicated to Reverse Mortgages.
As one of only 200 Certified Reverse Mortgage Professionals (CRMP) nationwide, she was the youngest to ever achieve this highest designation in the reverse mortgage industry. Christina makes this complex loan simple to understand with her straightforward and clear explanations. She loves being able to help people find the right solution for their specific situation.
Having grown up in San Diego, getting a young start in her father’s mortgage office at 16, she loves and cares for her clients and home community. Christina believes it’s important to give back to the community she loves. She is a founding member of the National Aging in Place Council San Diego Chapter.
Christina has filled many roles in the Reverse Mortgage industry; for 3 years, she was the National Assistant Manager for the biggest broker in the nation. She is also a reverse mortgage coach, helping other loan officers learn how to do reverse mortgages ethically, compliantly, and customize them to meet the clients' needs now, through retirement, and protect and provide for heirs when the time comes.
After years of building a premier reverse mortgage division from scratch, Christina will tell you her clients steal her heart; she loves helping older homeowners keep their independence, enhance their retirement plans, and really enjoy their retirement years as they had always dreamed of.
