Christina Harmes | Certified Reverse Mortgage Professional

Welcome to the home of Christina Harmes, a dedicated Certified Reverse Mortgage Professional who specializes in providing tailored reverse mortgage solutions. With over 20 years of experience in Real Estate and Mortgage Lending, and a decade exclusively focused on Reverse Mortgages, Christina has established herself as a top producer in the field. Her expertise and commitment to client education make the complex world of reverse mortgages simple and accessible.

Christina's customized expert approach ensures that each reverse mortgage is ethically and compliantly structured to meet your unique needs, both now and through retirement. As one of only approximately 200 Certified Reverse Mortgage Professionals (CRMP) nationwide, Christina holds the highest designation in the industry, underscoring her exceptional knowledge and dedication. This certification is vital when choosing a reverse mortgage professional, as it guarantees a level of expertise and ethical standards that are unparalleled in the industry.

Christina's passion extends beyond just the transactions; she is also a reverse mortgage coach, mentoring other loan officers on ethical practices and customization techniques that safeguard clients' interests and provide for their heirs. Her deep roots in the San Diego community, coupled with her extensive experience, mean that she truly cares about her clients' well-being and financial independence.

Choosing to work with a certified expert like Christina Harmes means you are in capable hands, receiving a personalized solution that enhances your retirement plans and helps you enjoy your golden years as you have always dreamed.